Protecting your business through all the ups and downs

Insurance: Business

Being in business can be really challenging – we’ve all experienced the ups and downs that come with owning your own business. But some of the downs don’t need to have quite such a negative impact as they usually do. With the right cover, you can ensure your business can keep running no matter what happens to you, your key people, or your assets. We’ll work with you to understand all your options so you can make the right decision for you and your business.


Most SMEs hinge on one or two key players who hold it all together – which make them important assets when it comes to the day-to-day of what makes your business work best. 

If a key person is unable to work due to serious illness, injury or death, then this insurance can help lighten the load, potentially covering staff replacement and training and other costs associated with the loss of your business’s linchpins.



Like key person insurance, if a shareholder makes an unplanned exit from the business (due to serious illness, injury or death), then this insurance can help remaining shareholders to buy their shares and ensure the business continues to run in safe hands.



We’re fortunate to have public healthcare that can help us keep moving – but what happens if a key team member suffers trauma or gets diagnosed with a serious condition that means they can’t work? It can be emotionally devastating, but it needn’t be financially difficult too. A claim here will help adjust to the much-needed lifestyle and business changes.



Your reputation is what keeps you in business – so you want to keep things moving forward without having to worry about your liability and indemnity. If you manufacture, sell, or install goods, or provide advice or designs for a fee, then public liability and indemnity will help protect you against claims that your work’s not up to par.



Officers, directors, and your management all do great work – but sometimes liability claims get made for work they’ve done on behalf of your company. We’ll help you find the right insurance to help protect you and your reputation in case someone kicks dirt at you – indemnifying not just costs that might come from wrongful acts, but also legal defence.



Count yourself lucky if you’ve not yet been hit with a cyber-attack or suffered a serious network failure. From phishing and malware to plain old employee error, sometimes critical data gets lost or damaged. In today’s digital world, where that can mean a serious loss of business, cyber insurance can help protect you against loss of income, the cost to restore data, and reparations in case you and your customers suffer a privacy breach.



No one plans to have their business interrupted, but you can plan for business interruption. If your premises get damaged and you’re forced to close and lose revenue, then having your debts and dues taken off your plate means you can focus on getting things up and running again.




Chances are your business relies on stock and equipment, so, like any of your other assets, you need to know that you’d be covered if anything happened to them. If you suffered sudden or accidental loss or damage to your plant equipment, stock, or tools, then this policy will help you get back in action as soon as possible.



Renting out a property makes great use of a valuable asset. But it can also come with its own challenges. From liability to damage, loss of rent and furnishings, there’s a lot to know – which is why we’re here to help you assess your situation and ensure you’re covered for just about anything that can happen to the premises you tenant out.


We can also provide advice and solutions for:

Personal Insurance

Sometimes life doesn’t turn out the way you planned. We’ve all been there. Make sure you and your family are protected by the best options available to you.

Home & Vehicle

Protect your assets and ensure you’re covered if something goes wrong at home or on the road through home & vehicle cover.

Fire & General Business

Protect your business assets and ensure you won’t be left in the lurch if something happens. Our advisors are ready to arm you with great options.

Gain control of your financial journey – reach out today.