Lending Tools
Four free calculators to help you understand your position before you sit down with a lender — or us. Use them in order for a complete picture, or jump to the one you need right now.
Suggested order — use all four for the complete picture
Which one first?
Not everyone starts from the same place. Here are the two most common paths — pick the one that fits your situation.
Path A — "I don't have a property yet"
Start by figuring out your budget — then work out how much deposit you need to hit it.
Path B — "I have a property in mind"
Start with the property numbers — check your ratios immediately, then see what repayments would look like.
A word on these numbers
These calculators give you an informed starting point — not a guarantee. Every bank has its own assessment criteria. Your credit history, employment type, number of dependants, and the specific property all affect the outcome.
The best use of these tools is to arrive at a conversation with us knowing your approximate range — so we spend the meeting on strategy, not basic maths.
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