KiwiSaver
3.28 million New Zealanders have a KiwiSaver account. Most are in the wrong fund — and many don't know it. We'll connect you with the right specialist to review your setup and make sure your money is working as hard as it should be.
The NZ Picture
The gap between what most Kiwis have saved and what they'll need in retirement is significant — but small changes made early can make a big difference.
KiwiSaver
KiwiSaver is one of your most valuable assets — but most people are in the wrong fund for their situation and don't even know it. In 2024, KiwiSaver funds returned an average of +16.5%. If you were sitting in the wrong fund, you missed out.
We'll connect you with a specialist KiwiSaver adviser who can review your current fund, compare your options, and make sure your money is working as hard as it should be — whether you're saving for retirement or planning to buy your first home.
KiwiSaver advice is provided by a specialist third-party adviser referred by Trebla. Trebla Partners Limited does not directly provide KiwiSaver advice.
What we look at
It's about making sure every aspect of your KiwiSaver setup is right for where you are — and where you're going.
Conservative, balanced, growth, or aggressive — the right fund type depends on your age, your risk appetite, and how long until you need the money. With markets up 16.5% in 2024, being in the wrong fund has a real cost.
Are you contributing enough to maximise your employer contributions and government member tax credits? Small adjustments can make a significant difference to your balance at retirement — compounding works in your favour when you start early.
Thinking about using your KiwiSaver for a first home? We'll walk you through the eligibility criteria, what you can and can't withdraw, and how it fits into your broader home buying plan.
Not all KiwiSaver providers are created equal. Fees, fund performance, and investment philosophies vary significantly. We'll compare your options and help you choose with confidence.
KiwiSaver & Beyond
Beyond KiwiSaver, there are many ways to grow your wealth — managed funds, shares, property, and more. This isn't our area of direct advice, but we won't leave you without a direction.
At Trebla, our focus is mortgage lending and insurance — but we understand that financial wellbeing is a bigger picture. If you're looking for broader investment advice beyond KiwiSaver, we'll refer you to a trusted specialist who can help.
We take a holistic view of your finances — so before you invest, we'll make sure your mortgage structure, insurance cover, and KiwiSaver setup are all working together. There's no point investing aggressively if your foundation isn't solid.
A note on investment advice
Trebla Partners Limited does not provide investment advice. Where clients have broader investment needs, we refer them to specialist investment advisers we know and trust. We're happy to make that introduction — just get in touch.
